AML, KYC and Blockchain Risk
AML Screening Software
Person and company screening, PEP and sanctions, adverse media and multi-chain wallet risk run through one platform and one credit pool. Legichain, a product brand of Grumpio LTD, delivers AML screening as SaaS through an API and a web application, with risk scores, PDF evidence reports and ongoing screening.
Customer Problem
Fragmented Vendors, Fragmented Evidence
Onboarding controls are commonly assembled from separate suppliers: one for sanctions and PEP lists, one for adverse media, another for blockchain analytics. Every additional vendor adds a licence, an API, a contract and a different record format.
The consequences accumulate quietly. Screening spend grows with each renewal, integration effort multiplies, and compliance teams reconcile inconsistent records before every review. Demonstrating how a check was run and recorded becomes an exercise in assembly rather than reporting.
Legichain addresses the structure of the problem rather than a single check. Person, company, PEP, sanctions, adverse media and wallet risk screening operate in one platform, draw on one credit pool and produce one record structure, so cost, integration and evidence are consolidated at the same time.
Screening Scope
Every Check in One Workflow
The checks below run in one platform, through one API and one credit pool. Scope is configured around the customer's sector, risk model and operating jurisdiction, so a firm activates the checks its obligations require rather than licensing each capability separately.
Person AML screening
Person-name screening across sanctions, PEP and adverse-media exposure, returning a risk score and structured results through the API.
Company AML screening
Company-name screening for sanctions exposure, connected PEP risk and adverse media. Company screening is distinct from full KYB onboarding.
PEP and sanctions
Sanctions and politically exposed person screening applied across person and company checks, with results recorded for review and audit.
Adverse media
Adverse-media screening surfaces negative news exposure connected to the screened party and feeds it into the overall risk assessment.
Multi-chain wallet risk
A wallet address is submitted through the API and risk intelligence is returned across supported networks; exact network coverage is confirmed per engagement.
Ongoing screening
Screening does not stop at onboarding. Existing customer populations can be re-screened periodically under the customer's own risk policy.
Risk scores
Each check returns a risk score that the customer's risk policy consumes, giving onboarding and review decisions a consistent, recorded basis.
PDF evidence reports
Screening outcomes can be exported as PDF evidence reports, providing a consistent artefact for internal review, external audit and supervisory requests.
API and web application
Checks run through a documented API inside automated onboarding flows, and through a web application for direct screening by operations teams.
Operating Structure
Built for Evidence and Audit
Screening supports decisions that must later be explained to auditors and supervisors, so results, scores and reports come from one system of record. The engineering approach behind the platform and its integrations is described on the technology page.
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One record structure
Person, company and wallet checks produce results in a common structure, so review evidence is generated from one system rather than reconstructed from vendor exports.
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Reports built for scrutiny
PDF evidence reports document what was screened and what was found, giving compliance teams a repeatable way to answer auditor and supervisor questions.
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Decisions remain with the firm
Legichain returns screening results; it does not act as the customer's MLRO. Accept, reject and escalation decisions are applied under the firm's own AML policy and review arrangements.
Regulatory Context
Screening Within Supervised Markets
Screening obligations are set by the customer's supervisory context, and the United Kingdom and the European Union follow separate frameworks. Legichain provides the screening layer; the surrounding controls are configured around the market in which the firm operates.
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United Kingdom
Screening workflows are configured around the Money Laundering Regulations and FCA supervisory expectations, including wallet-risk checks for cryptoasset businesses.
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European Union
The EU is not one uniform market. Implementation follows the customer's home Member State and national supervisor, with records and data storage adapted to the applicable EU AML requirements.
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Readiness engineering
Where screening forms part of a wider authorisation or audit programme, it is implemented alongside Grumpio's regulatory-readiness work.
Cost Comparison
Consolidation Changes the Cost Model
Enterprise screening portfolios are typically priced per product: person screening, company screening, blockchain analytics and identity verification commonly carry separate licences and minimum commitments. Legichain consolidates both the checks and the commercial model, which changes what a firm pays to meet the same obligations.
up to 75–95 %
Cost advantage of up to 75–95% possible in consolidated onboarding scenarios
In consolidated onboarding scenarios, Legichain can deliver a cost advantage of up to 75–95% against selected enterprise providers. The comparison reflects defined onboarding scenarios in which checks usually licensed as separate products run through one platform and one credit pool.
| Scope | Multi-vendor onboarding stack | Legichain |
|---|---|---|
| Commercial structure | Typically separate licences and minimum commitments per screening product | One credit pool across AML, wallet risk, KYC and address checks |
| Screening scope | Person, company and wallet checks split across suppliers | Person, company, PEP, sanctions, adverse media and wallet risk in one platform |
| Integration | Multiple APIs, contracts and support relationships | One API, one web application, one supplier relationship |
| Evidence | Record and report formats differ by product | Risk scores and PDF evidence reports in one record structure |
| Data storage | Storage terms vary by supplier | SaaS, dedicated or on-premises storage options configured per engagement |
Current pricing and credit packages are published on the Legichain website.
Delivery Model
SaaS Delivery, Configurable Storage
Legichain is a SaaS product: there is no customer-side platform to install or maintain, and screening is consumed through the API and the web application. What is configurable is where screening data is held, which matters to institutions with data-residency obligations.
SaaS platform
Screening runs as a managed service maintained by Grumpio, with usage drawn from the consolidated credit pool rather than per-module licences.
Dedicated and on-premises storage
Screening data can be held in dedicated customer storage or on-premises storage, with data flows documented per engagement.
Jurisdiction-led configuration
Data storage and deployment architecture can be configured around the customer's operating jurisdiction and institutional requirements.
Integrations
Screening Inside the Operating Flow
Screening produces most value inside onboarding and transaction workflows rather than as a detached tool. Grumpio engineers the integration into the customer's platform, whether it was built by Grumpio or by another provider.
- Customer onboarding: person and company screening called from the account-opening flow through the API.
- Digital-asset platforms: wallet risk screening within the deposit and withdrawal workflows of digital asset exchange infrastructure.
- Payments and e-money: screening integrated into account and payment operations on e-money platforms.
- Identity verification: KYC verification runs on the same platform and draws on the same credit pool.
FAQ
Frequently Asked Questions
Legichain is a product brand of Grumpio LTD, not a separate legal entity. It provides AML screening, blockchain wallet risk screening and KYC verification as a SaaS platform, and it is sold through Grumpio LTD in the United Kingdom and the European Union.
The platform covers person and company AML screening, PEP and sanctions screening, adverse media and multi-chain wallet risk screening, with ongoing screening of existing customers. Each check returns a risk score, and results can be exported as PDF evidence reports through the API or the web application.
AML, wallet risk, KYC and address checks draw on one consolidated credit pool rather than separate module licences. The same balance serves onboarding checks, periodic re-screening and wallet screening; current packages and pricing are published on the Legichain website.
Legichain is delivered as SaaS, and dedicated or on-premises data-storage options are available for institutional customers. Data storage and deployment architecture can be configured around the customer's operating jurisdiction and institutional requirements; data flows are documented per engagement.
No. Legichain provides screening results, risk scores and evidence reports that support the customer's own risk policy. Accept, reject and escalation decisions, the AML policy itself and the MLRO's responsibilities remain with the firm.
Pricing is usage-based through the consolidated credit model and is published on the Legichain website rather than on this site. Enterprise agreements and dedicated or on-premises storage models are priced per engagement.
For how AML and wallet-risk screening fits within exchange infrastructure, see What Is Crypto Exchange Software?
Next Step
Assess Your Screening Model
A demonstration walks through the checks, the credit model and the evidence reports against your own onboarding scenarios. Data-storage options and the commercial structure are assessed per engagement.